Most people are best off using index funds to achieve their investment goals. They do not have the edge required to beat the market, and most fund managers they’d pay to do so can’t either, especially after costs. However some of us love the art of investing, a challenge, suffering, or just the thrill of […]

Lars Kroijer is an occasional contributor to Monevator. His book, Investing Demystified, makes the case for index fund investing. Given the woeful performance of value funds over the past decade we thought we’d resurrect this classic post to give Lars a victory lap. Most Monevator readers will know that I think passive investing in index […]

What caught my eye this week. The question of ‘enough’ is a perennial one in the circles this blog moves in. Seriously! We can barely check into a Personal Finance and Investing Blogger Cult Meeting before a heated debate breaks out over how much is enough given sustainable withdrawal rates, official inflation versus lifestyle inflation, […]

Note: Exchange rates between different currencies fluctuate all the time, and the currency pairs used below are purely illustrative from the time of writing. Today’s numbers aren’t relevant to understanding currency risk. One area where investors and even experts get themselves into a muddle is currency risk – specifically when it comes to the currency […]

My greatest fear about FIRE1 is that it doesn’t work. That FIRE doesn’t make me happy. It turns out to be a mirage. The dream dissolves and, in a desperate attempt to retrace my steps, I go back to my old job. The lifer who walks back into his cell. To me, this is swallowing […]