What caught my eye this week. The idea of trading money for time underpins early retirement, although it’s not often put that way. We can debate safe withdrawal rates, passive portfolios, and whether investment trusts have a role to play in creating a retirement income. But the day you leave work and never intend to […]

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The 4% rule went viral because it was billed as simple and safe (*coughs a noise that rhymes with bullwhip*). Unfortunately, the 4% rule is not safe. Nor is it simple, once you put the nuance back. The story is seductive – that you can withdraw 4% a year from your portfolio and never run […]

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Warning: Brexit before the links. As ever, please feel free to skip if it’ll make you cross. What happens when a farce turns into farce? Is there a negation, and then rationality reigns? If so we’re not there yet with Brexit. Government ministers voting and whipping against their own motions – and still losing. Brexiteers […]

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