Anonymous Credit Card
The anonymous credit card is the one used for shopping online; it carries no name or identity on it. It is requested by people who seek the opportunity to shop and make transactions online but with secrecy. The card is issued by such financial institutes that allow a person to bear any name on these card. The matter of fact and interest to these financial institutes lies in the card number, its expiry date and the balance that the cardholder covers in the purchases made with his anonymous credit card. The charges made against this No Name card are on monthly basis. Beyond that, the name and the address of the card holder remain under cover. No printed statements are received at home, and thus the actual online purchases cannot be traced. More than one card bearing same or even different names can be used at the same time. The transactions will still remain secured and secret. The card number contains information like explanation regarding loading and reloading of the card, and the card’s date of expiry etc.
An offshore credit card, being linked with an offshore bank account, works almost identical to the domestic cards. But are accepted in almost 14 million locations worldwide and provide cash advances like domestic at several ATMs and banking institutions around the world.
It is advantageous in the sense that it provides direct and convenient access to the holder’s anonymous bank account. Also the expenses related to transfers have come down and become easier as compared to the earlier status where large amounts of fees were charged for the same.
There are two kinds of credit cards: secured offshore and unsecured offshore. Mostly all anonymous credit cards are secured. A certain amount has to be deposited for using such a card. One can enjoy almost all the privileges as provided by any other major card.
On the other hand, unsecured offshore credit cards are only issued to the well known clients of the bank. This is because of the divulged nature of offshore banking. Credit-checks and the risk involved in non-payment become too complicated at times. To avoid these kinds of troubles, the above said concept has been introduced by anonymous bankers.
One more concept aligned in this field is of pre-paid credit cards. It answers to the purpose of people who look for higher limits in their cards. It works similar to a debit card in some manners and to the credit cards in other. It serves as a better option in a few ways. Accessing of money on a bigger scale and unlimited monthly purchases, the holder just has to keep a small amount on deposit to cover charges. it offers more safety to money as it allows access only to that amount of money which is physically been loaded on the card which in turn limits the chances of losing money due to loss or theft of the card.
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