Can I let you in on a secret? There’s been a revolution. No, not the prorogation of parliament. A pensions revolution! I’m talking about the rise of the master trust pension. What is a master trust pension scheme? A master trust pension scheme is a multi-employer occupational pension scheme. Unlike traditional employer defined contribution (DC) […]

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Among all the foes I’ve faced on the road to financial independence, status anxiety has been the craftiest of assailants. Like a shadowy footpad it avoids frontal confrontation but knocks you off your stride with stealth attacks. A few encounters spring to mind. There was the neighbour who offered me some old furniture bound for […]

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The following guest post is by Mark Meldon, an independent financial advisor. Occasionally Mark volunteers to explain an obscure corner of personal finance. Now seems an opportune time to return to a long-standing bugbear of mine, the £250bn of pension pots languishing in what are known as ‘Zombie’ life offices. That’s because the Financial Conduct […]

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