The 4% rule went viral because it was billed as simple and safe (*coughs a noise that rhymes with bullwhip*). Unfortunately, the 4% rule is not safe. Nor is it simple, once you put the nuance back. The story is seductive – that you can withdraw 4% a year from your portfolio and never run […]

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Warning: Brexit before the links. As ever, please feel free to skip if it’ll make you cross. What happens when a farce turns into farce? Is there a negation, and then rationality reigns? If so we’re not there yet with Brexit. Government ministers voting and whipping against their own motions – and still losing. Brexiteers […]

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